How to Make UPI Payments Using a Simple Feature Phone: A Step-by-Step Guide

From the times of dial-up networks to nowadays’s speedy fibre web connections, era has come a ways, and so have the telephones we use. Despite the enchantment of complex smartphones from manufacturers like Apple and Samsung, many of us are actually creating a aware shift again to the usage of characteristic telephones, ceaselessly known as ‘dumb telephones’.  The sturdiness, longer battery existence, affordability, and the speculation of virtual detox are encouraging customers to shop for characteristic telephones. One of the largest causes other folks favor smartphones is the ease they provide, particularly for such things as invoice bills and cash transfers. However, even characteristic telephones now make stronger the preferred Unified Payments Interface (UPI), making virtual bills to be had to almost each consumer with a telephone and a checking account.

The UPI 123Pay carrier offered via the Reserve Bank of India (RBI) allows UPI transactions for customers who shouldn’t have get entry to to smartphones however have a checking account related to their cellular quantity. Here’s how you’ll make UPI bills the usage of a characteristic telephone.

How to Make UPI Payments Through a Feature Phone With UPI 123Pay

1. Dial the UPI 123Pay IVR quantity 08045163666 out of your characteristic telephone to attach to the UPI cost gadget.
2. Listen to the directions and make a selection your language
3. Follow the voice directions to hyperlink your checking account related with the cellular quantity (for first-time customers).
4. Choose the transaction sort, like checking your account steadiness, sending cash, or soliciting for cost.
5. Select the Send Money choice.
6. Enter the cellular quantity, UPI ID, or checking account quantity and IFSC code of the recipient.
7. Enter the cost quantity.
8. Enter your UPI Pin to authorise and entire the transaction.
9. Wait for the affirmation, then hold up.

To use the UPI 123Pay carrier, the cellular collection of the customers will have to be related to their checking account. While registering, customers can be required to create a 4 to 6-digit UPI PIN, and this PIN will have to be entered for each transaction. If you have already got a UPI PIN, you’ll proceed the usage of it. The carrier does not require an web connection and works on maximum characteristic telephones via common voice calls.

How to Make UPI Payment by the use of App and Sound-Based Technology

The NPCI additionally shall we customers make UPI bills the usage of sound-based era via merely calling the IVR quantity. You can observe the stairs beneath to make a UPI cost the usage of the sound-based era supplied on some sound field gadgets.

1. Select the ‘Pay to Merchant’ choice, then faucet your telephone close to the product owner’s sound field instrument.
2. Wait for a novel tone to be performed, they press the # key.
3. Enter the volume you wish to have to pay, adopted via their UPI PIN to finish the cost.
4. Wait for the sound field to offer an audible affirmation.

Select characteristic telephone makers be offering integrated apps with UPI capability, permitting customers to accomplish maximum UPI transactions very similar to smartphone apps. It helps cash switch, steadiness take a look at, and invoice bills, however the Scan and Pay choice is most often now not to be had as those gadgets lack a digital camera.